•Median household income in Vermont was $52,000 in 2009, according to the most recent estimates available. Incomes remained essentially flat since the previous year.
•The median home price in Vermont was $195,000 in 2010, 3 percent higher than last year. This requires an annual income of $58,000 and at least $16,000 in downpayment and closing costs.
•Homelessness in Vermont continues to grow. On one day in January, the state's network of shelters and service providers counted over 2,500 people who were homeless.
•Prices of newly constructed houses and condominiums remained far out of reach of the median Vermont household. The median price of a newly constructed home was $290,000 in 2010.
• Interest rates for homeownership remained very low through 2010, but fees remained high and buyers needed larger down payments. Closing costs in Vermont increased 37 percent between 2009 and 2010.
Source: "Between a Rock and a Hard Place," 10th edition.
Editor's Note: Hard copies are freely available to vermont residents by calling 864-5743 or e-mailing email@example.com.