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Recognizing red flags regarding Medicare

Recognize these danger signs that you may be misguided, misinformed or that fraud may occur in the marketing of Medicare Advantage plans or prescription drug (Part D) plans.

A sales person appears at your door uninvited. You have to give the company permission before a salesman can visit you.

A sales person contacts you in person or by phone and says they are with Medicare. This person is not with Medicare because Medicare never makes home visits or unsolicited phone calls.

A sales person tells you your doctor accepts the new plan. He may or may not and the only way to be sure is to contact all your doctors directly and ask if he will accept the new plan.

A sales person wants to see your Medicare card and have you sign something. Never show the salesman your Medicare card. Never sign anything you have not read and fully understand.

A sales person wants you to make a decision today, without taking the time to make sure you understand the new plan and what it will cost you. Don't let a high pressured salesperson push you to make an immediate decision. Take your time comparing plans and discuss your options with your family or close advisors who have knowledge of this issue.

Clinton County Office for the Aging Health Insurance Information counselors can provide clear and unbiased information about Medicare Advantage plans or prescription drug (Part D) plans.

The Senior Connection is a column provided by the Clinton County Office for the Aging. For more information about services for senior citizens, contact their office at 135 Margaret St., Suite 105, Plattsburgh or call them at 565-4620.

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